The U.S. Bank Shield Visa is a personal credit card from U.S. Bank Shield Visa. Application typically pulls a hard report from TransUnion. The annual fee is $0. The ongoing APR is variable, currently $ . after a 0% intro APR introductory rate for 21 months. Approval typically requires a credit score of good to excellent range or higher. Signup bonus: $20 annual statement credit for 11 consecutive months of purchases.. Rewards: 4% cash back on prepaid air, hotel and car reservations booked directly in the Travel Center when you use your card.. Cash back: 4% cash back on prepaid air, hotel and car reservations booked directly in the Travel Center when you use your card.. This product reports activity to your personal credit report. Application rules: • 5/12 Rule: May deny if 5+ cards opened (any issuer) in past 12 months. Business cards may be exempt. • No repeat welcome bonus if you currently have same card open. Business cards unaffected. • No known velocity limits. Limits total credit — reallocating credit may help with recon. • Personal = usually Experian/TransUnion. Business = TransUnion. • Status & Recon: (800) 947-1444 (press "1" for status). Recon: (800) 947-1444. Formerly US Bank Business Platinum. 0% intro APR for 12 billing cycles (online) or 18 billing cycles (in-branch). No annual fee.