Platinum Classic — Card Assets (First Arkansas Bank & Trust)

Platinum Classic — Card Assets (First Arkansas Bank & Trust) is a business credit card from Card Assets (First Arkansas Bank & Trust). The annual fee is $0. The ongoing APR is 20.24% variable (Prime-based) for purchases and balance transfers, after 0% intro for 6 billing cycles after a 0% introductory APR for the first six (6) billing cycles on purchases, balance transfers and cash advances introductory rate for 6 months. Signup bonus: 25,000 bonus points. Loan terms: Revolving credit card; payment due at least 25 days after the close of each billing period; no interest on purchases if the entire balance is paid by the due date; minimum interest charge $1.00 (or state minimum). This product does not report routine activity to your personal credit (only on default if a personal guarantee is required).

Other Resource Bank cards & products

• World Elite — Business Credit Card

Sources & citations

• Apply link, Lender name, Issuer, Where it's offered, Personal guarantee, Reports to personal credit: https://www.resource.bank/credit-cards/ (checked 2026-10-12)
• Intro APR, Annual fee, Loan terms, Underwriter, APR, Other conditions, Foreign transaction fee: https://cdn2.thecardservicescenter.com/documents/Business-Platinum_Disclosures_7.2022_v8.pdf (checked 2026-10-23)
• Lender phone: https://resource.bank/contact/
• Lender website: https://resource.bank
• Credit bureau: https://www.doctorofcredit.com/which-credit-bureau-does-each-card-issuer-pull/
• Product name, Product type, How to apply: https://app.thecardservicescenter.com/SelectionBusiness/index/0020 (checked 2026-10-12)
• Business type: https://app.thecardservicescenter.com/Business/Business?id=0020&cctype=11012 (checked 2026-10-12)