The PUBLIC SERVICE is a business credit card from PUBLIC SERVICE. Application typically pulls a hard report from Experian. The annual fee is None. The ongoing APR is 17.24% to 26.24% based on your creditworthiness when you open your account. after a 0% introductory APR for the first 12 billing cycles. introductory rate for 12 months. Signup bonus: $350 cash back when you spend $3,500 within the first 120 days.. Rewards: 3% cash back on eligible purchases at gas and EV charging stations, cell phone service providers, office supply stores and dining; 1% cash back on all other eligible purchases; 5% cash back on prepaid hotels and car rentals booked directly in the Travel Center.. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required).