The Volunteer Federal Savings Bank is a business credit card from Volunteer Federal Savings Bank. The annual fee is $0. The ongoing APR is 18.75% variable (Prime Rate + 12.00%; disclosure accurate as of January 30, 2026) after a 0.00% intro APR on balance transfers only, for the first 180 days from the date of first balance transfer, when transfers are completed within 60 days of account opening (no intro APR on purchases) introductory rate for 6 months. Rewards: 1.50% Cashback Rewards. Typical credit limit: $2,500 - $30,000 (higher limits may be approved based on additional underwriting). Loan terms: Revolving credit card; due date at least 25 days after the close of each billing cycle; no interest on purchases if the entire balance is paid by the due date each month; interest on cash advances and balance transfers from the transaction date; minimum interest charge $1. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required).