Business Cash Back World Mastercard® — Navigant Credit Union is a business credit card from Navigant Credit Union. The annual fee is $0. The ongoing APR is 18.24% to 28.24% variable (as shown on the card page on 2026-10-13); cash advance APR 29.24% variable after a 0% introductory APR on purchases for the first 6 months; 0% introductory APR on balance transfers for the first 12 months introductory rate for 6 months. Approval typically requires a credit score of Good (670+) or higher. Signup bonus: $100 cash back bonus (paid as rewards points) after spending $1,000 or more on eligible purchases within the first 90 days from account opening; for accounts opened between January 1 and December 31, 2026; limited-time offer that Navigant may end sooner. Rewards: Unlimited cash back, paid as Rewards Points (1 point = $0.01): 3% on gas and restaurants; 2% on travel and office supplies; 1% on all other eligible net purchases; no limits while the account is in good standing. Cash back: 3% on Gas & Restaurants, 2% on Travel & Office Supplies, 1% on everything else. Typical credit limit: $5,000 - $50,000. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required).