Business Rewards Credit Card — Salal Credit Union is a business credit card from Salal Credit Union. The annual fee is $0. The ongoing APR is As low as 14.74% variable (WSJ Prime + 7.99% margin); rate based on credit score after a 0% intro APR on new purchases and balance transfers (from existing balances at other institutions) introductory rate for 6 months. Rewards: Earn one point for every $1 you spend in purchases; earn one point for every $1 you bring over in balance transfers from other cards; redeem points online for travel rewards, gift cards and more, or for cash starting at 2,500 points for $25. Cash back: 1 point for every $1 you spend in purchases. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required).