The Salal Credit Union is a business credit card from Salal Credit Union. The annual fee is $0. The ongoing APR is 12.74% for Business Classic and 14.74% for Business Rewards after a 0% introductory rate for 6 months. Rewards: Earn 1 point for every $1 you spend in purchases. Earn 1 point for every $1 you bring over in balance transfers.. Cash back: 1 point for every $1 you spend in purchases. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required).