The BankFirst is a business credit card from BankFirst. Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is Prime + 6.74% to 17.74% after a 0% for first 6 billing cycles introductory rate for 6 months. Signup bonus: 10,000 pts ($100) after $3K spend in first 3 months. Rewards: flexible rewards for your business. Cash back: 1% on all purchases. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). Application rules: Chase 5/24: Chase will not approve any new card application — personal or business — if you have opened 5 or more credit cards from any issuer in the past 24 months. Business cards from Chase, Amex, and Capital One generally do NOT count toward the 5/24 total because they don't report to personal bureaus..