The Allegiance CU is a business credit card from Allegiance CU. Application typically pulls a hard report from Experian. The annual fee is $0. Signup bonus: $150 cash back or 15,000 points. Rewards: Cash back. Cash back: 5% on prepaid hotels and car rentals, 3% on eligible purchases. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required).