The First Commonwealth Bank is a business credit card from First Commonwealth Bank. The annual fee is $0. The ongoing APR is 18% APR (Company Credit Card purchase APR, comparison revised 6/15/26) after a 0.00% introductory APR for the first six months the account is open introductory rate for 6 months. Rewards: Unlimited 1% rewards on purchases, paid as a check each calendar quarter in $50 increments; none on cash advances; unpaid rewards expire 3 years after earned. Cash back: 1% cash back. Typical credit limit: $5,000 - $100,000 line amounts, subject to credit quality and repayment capacity. Loan terms: Minimum payment 3% of outstanding monthly balance, $5 minimum payment per card; interest by average daily balance. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required).