The FIRST COMMONWEALTH is a business credit card from FIRST COMMONWEALTH. The annual fee is $0. The ongoing APR is 15.49% - 18.49% This APR will vary with the market based on Prime Rate. after a 0.00% introductory APR for the first six months the account is open introductory rate for 6 months. Rewards: 1% on Purchases. Cash back: 1% cash back. Typical credit limit: $1,000 - $25,000. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required).