The LOWER EAST SIDE PEOPLE'S is a business credit card from LOWER EAST SIDE PEOPLE'S. The annual fee is $0. The ongoing APR is 18% APR* after a 0% intro APR* introductory rate for 6 months. Approval typically requires a credit score of No minimum credit score required or higher. Rewards: Earn reward point with ScoreCard Reward program. Typical credit limit: $5,000 - $20,000. Loan terms: Amount up to $20,000. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required).