Visa® Platinum with Rewards — Local 804 Federal Credit Union

Visa® Platinum with Rewards — Local 804 Federal Credit Union is a personal credit card from Local 804 Federal Credit Union. The annual fee is $0. The ongoing APR is 10.99% - 14.99% variable APR (after 0.00% - 1.99% intro APR for the first 12 months) after a 0% to 1.99% introductory purchase APR for the first 12 months; 0% APR on balance transfers for 12 months introductory rate for 12 months. Rewards: Earn points for each dollar spent, redeemable for merchandise or travel. Typical credit limit: $20,000. This product reports activity to your personal credit report.

Other Local 804 Federal Credit Union cards & products

• Local 804 FCU Visa® Platinum Credit Card — Personal Credit Card

Sources & citations

• Rewards, Apply link, Lender name, Intro APR, Annual fee, Underwriter, Where it's offered, Product name, Product type, Sign-up bonus, Intro APR length, Other conditions, Credit limit / amount, Reports to personal credit: https://cu804.org/credit-cards/ (checked 2026-10-25)
• Lender email, Lender phone: https://cu804.org/contact-us/
• APR: https://cu804.org/loan-rates/ (checked 2026-10-23)
• Lender website: https://cu804.org
• Credit bureau: https://www.doctorofcredit.com/which-credit-bureau-does-each-card-issuer-pull/
• Application rules: https://frequentmiler.com/credit-card-application-tips/
• Eligibility: https://cu804.org/benefits/ (checked 2026-10-23)