The Reliant Community Federal Credit Union is a personal credit card from Reliant Community Federal Credit Union. The annual fee is $0. The ongoing APR is 15.75% to 18.00% variable APR (disclosure dated Aug 1, 2026); Index plus margin of 9.00% to 16.00%, will not exceed 18.00% after a 0.00% APR on purchases and balance transfers for 12 months from account opening (not on balance transfers of existing Reliant Visa balances) introductory rate for 12 months. Approval typically requires a credit score of Good (670+) or higher. Signup bonus: $150 cash back after charging a minimum of $1,500 in the first 90 days. Rewards: 1.5% cash back on every net dollar charged, no cap on rewards, rewards do not expire; redeemable on demand ($25 minimum) to a Reliant checking/savings account or as a statement credit. Cash back: 1.5% on all purchases. Typical credit limit: $5,000. Loan terms: Revolving personal credit card; due date at least 25 days after the close of each billing cycle; no interest on purchases if the total new balance is paid by the due date; interest on cash advances and balance transfers from the transaction date. This product reports activity to your personal credit report.