The SECNY Federal Credit Union is a business credit card from SECNY Federal Credit Union. Application typically pulls a hard report from TransUnion. The annual fee is $0. The ongoing APR is 10.00% to 14.00% variable APR, based on creditworthiness and varying with the Prime Rate (rates effective 10/08/26) after a 0% introductory APR for a period of 12 billing cycles introductory rate for 12 months. Rewards: 1 point per $1 spent with uChoose Rewards®. Typical credit limit: Lines from $500-$25,000.