The FIRST CHOICE is a business credit card from FIRST CHOICE. The annual fee is No annual fee. The ongoing APR is 8.90% APR after a 0% Introductory Rate introductory rate for 12 months. Approval typically requires a credit score of Good (670+) or higher. Rewards: 1 point for every $1 spent. Typical credit limit: $5,000 - $35,000. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required).