GHS Business Visa Platinum Credit Card — GHS Federal Credit Union

GHS Business Visa Platinum Credit Card — GHS Federal Credit Union is a business credit card from GHS Federal Credit Union. The annual fee is No Annual Fee. The ongoing APR is Rates as low as 7.90% APR; rates may vary depending on creditworthiness and underwriting factors; rates and terms subject to change after a 0% APR* introductory rate for 6 months. Approval typically requires a credit score of Good (670+) or higher. Rewards: Earn Visa® CU Rewards. Typical credit limit: $5,000 - $50,000. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required).

Sources & citations

• Apply link, Lender name, Annual fee, APR, Product name, Product type, Other conditions, How to apply, Eligibility: https://www.ghsfcu.com/business-services (checked 2026-10-23)
• Lender email, Lender phone: https://ghsfcu.com/contact-us/
• Underwriter, Where it's offered, Sign-up bonus, Business bureaus, Personal guarantee, Reports to personal credit, Foreign transaction fee: https://www.ghsfcu.com/credit-card (checked 2026-04-28)
• Lender website: https://ghsfcu.com
• Credit bureau: https://www.doctorofcredit.com/which-credit-bureau-does-each-card-issuer-pull/
• Application rules: https://frequentmiler.com/credit-card-application-tips/
• Personal credit check: https://www.consumerfinance.gov/ask-cfpb/whats-the-difference-between-a-hard-inquiry-and-a-soft-inquiry-en-1317/ (checked 2026-04-28)