The GHS Federal Credit Union is a business credit card from GHS Federal Credit Union. The annual fee is No Annual Fee. The ongoing APR is Rates as low as 7.90% APR; rates may vary depending on creditworthiness and underwriting factors; rates and terms subject to change after a 0% APR* introductory rate for 6 months. Approval typically requires a credit score of Good (670+) or higher. Rewards: Earn Visa® CU Rewards. Typical credit limit: $5,000 - $50,000. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required).