The GHS is a business credit card from GHS. The annual fee is NO annual fee. The ongoing APR is 7.90% APR* to 17.90% APR after a 0% APR* introductory rate for 6 months. Approval typically requires a credit score of Good (670+) or higher. Rewards: Earn Visa® CU Rewards. Typical credit limit: $5,000 - $50,000. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required).