The The Canandaigua National Bank and Trust Company is a business credit card from The Canandaigua National Bank and Trust Company. The annual fee is No annual fee. The ongoing APR is After that, a variable APR based on the Prime Rate, between 18.99% and 28.99% APR. after a 0% introductory APR introductory rate for 12 months. Approval typically requires a credit score of Good (670+) or higher. Signup bonus: Earn 15,000 bonus points ($150 equivalent) when you spend $500 in the first 3 billing cycles after the account is opened.. Rewards: 5x points per $1 spent on travel purchases, 3x points per $1 spent on streaming services, 2x points per $1 spent on fuel purchases, 1x point per $1 spent on all other purchases.. Cash back: 1.5% Cash Back. Typical credit limit: $5,000 - $50,000. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required).