Business Visa® Platinum Rewards Credit Card — Hudson Valley Credit Union is a business credit card from Hudson Valley Credit Union. The annual fee is $0. The ongoing APR is 17.75% variable, varies with the Prime Rate (margin 11.00%; disclosure accurate as of February 1, 2025). Approval typically requires a credit score of Good (670+) or higher. Rewards: 1 point for every dollar spent. Typical credit limit: Up to $50,000 for qualified borrowers. Loan terms: Revolving business credit card; due date at least 25 days after the close of each billing cycle; interest on cash advances and balance transfers from the transaction date. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). Primary bureau pull: Equifax per community data.