The Apple Bank is a business credit card from Apple Bank. The annual fee is No annual fee. The ongoing APR is variable APR based on the Prime Rate, between 16.99% - 25.99% APR after a 0% introductory APR introductory rate for 18 months. Rewards: Earn 1x point per $1 spent. Cash back: 1.5 Points per $1 Spent. Typical credit limit: $2,000 - $10,000. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required).