The United Teletech Financial Federal Credit Union is a business credit card from United Teletech Financial Federal Credit Union. The annual fee is $0. The ongoing APR is 12.40% to 18.00% APR. Approval typically requires a credit score of Fair Credit OK or higher. Signup bonus: 5,000 bonus points. Rewards: Rewards. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required).