The York State Bank is a business credit card from York State Bank. The annual fee is $0. The ongoing APR is 18.99% - 28.99% Variable after a 0% for 12 months introductory rate for 12 months. Signup bonus: Earn 15,000 bonus points ($150 equivalent) when you spend $500 in the first 3 billing cycles after the account is opened.. Rewards: Unlimited 1.5% Cash Back on every purchase. Cash back: 1.5% Cash Back on every purchase. Typical credit limit: $300 - $5,000. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required).