The Dacotah Bank is a business credit card from Dacotah Bank. Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is 14.99% - 24.99% Variable after a 0% Intro APR* for 6 billing cycles from account opening on purchases and qualifying balance transfers. introductory rate for 6 months. Rewards: 1.5% cash back on every purchase, no exclusions - Rewards points do not expire.. Cash back: 1.5% on all purchases. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required).