The Union State Bank of Hazen is a business credit card from Union State Bank of Hazen. Application typically pulls a hard report from Experian. The annual fee is No annual fee. The ongoing APR is 18.24% - 26.24% Variable after a 0% intro APR introductory rate for 18 months. Rewards: Rewards. Underwritten by Elan Financial Services (US Bank program). Bureau pull varies by state: TransUnion (~52%), Experian (~25%), Equifax (~24%).