Business Visa® — Town & Country Credit Union is a business credit card from Town & Country Credit Union. The annual fee is $50 annual fee with the 10.9% APR option; no annual fee with the 12.9% APR option. The ongoing APR is 10.9% APR (option with $50 annual fee) or 12.9% APR (option with no annual fee), fixed rate per the disclosures after a 0% introductory rate for 6 months (both options) introductory rate for 6 months. Rewards: 1 point per dollar purchased with no cap on points; each point worth $0.01 when redeemed for cash back; points can also be redeemed for merchandise or gift cards. Cash back: 1 point for every dollar purchased. Loan terms: Monthly payment is 4.00% of the total new balance or $20.00 (whichever is greater) plus outstanding unpaid fees and charges, prior unpaid payments and any amount over the credit limit; balances calculated by average daily balance including new purchases. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required).