The Blue Ridge Bank, National Association is a business credit card from Blue Ridge Bank, National Association. Application typically pulls a hard report from Experian. The annual fee is No Annual Fee. The ongoing APR is 18.24% - 26.24% Variable. Signup bonus: Welcome bonus of $100 when you spend $1,000 on your Edge credit card in the first 90 days*.. Rewards: Enjoy rewards designed to add value to your everyday financial life.. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). Application rules: Chase 5/24: Chase will not approve any new card application — personal or business — if you have opened 5 or more credit cards from any issuer in the past 24 months. Business cards from Chase, Amex, and Capital One generally do NOT count toward the 5/24 total because they don't report to personal bureaus..