The First Bank Virginia is a business credit card from First Bank Virginia. The annual fee is No Annual Fee. The ongoing APR is 15.99% after a 0.00% introductory rate for 9 months. Signup bonus: Spend $2,000 in the first 90 days from account opening and earn 20,000 Bonus Rewards Points.. Rewards: Earn 2X Points per dollar on purchases in the top two merchant categories each month and 1 Point per dollar on purchases everywhere else Visa is accepted.. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). Bureau pull varies by state: Experian (~50%), Equifax (~30%), TransUnion (~7%).