Business Rewards Visa® — Freedom First Credit Union is a business credit card from Freedom First Credit Union. The annual fee is $0. The ongoing APR is 13.24% - 18.00% variable, based on creditworthiness, varies with the Prime Rate (rates effective as of 10/12/26) after a 0% intro APR on purchases for the first 12 billing cycles from account opening (does not apply to cash advances) introductory rate. Approval typically requires a credit score of 740-850 or higher. Signup bonus: 1,000 bonus points for your first purchase plus 25,000 bonus points if you spend $2,500 or more in the first 60 days from opening (new cardholders; primary accountholder; first new credit card only). Rewards: 1.5 Rewards points per $1 on purchases; 3 points per $1 on eligible purchases in quarterly rotating promotional categories; 500 bonus points on the cardholder's birthday; 300 bonus points on each account-opening anniversary; points can pay for Amazon.com purchases. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required).