Cash Back — ServisFirst Bank is a business credit card from ServisFirst Bank. Application typically pulls a credit report from TransUnion. The annual fee is $79. The ongoing APR is Prime Rate + 10.00% (16.75% variable as of December 11, 2025, when Prime was 6.75%); varies with the Prime Rate. Rewards: 1% cash back rebate on Net Purchases up to $100,000 per calendar year, paid quarterly as a credit to the account; maximum rebate $1,000 per calendar year. Cash back: 1% on all purchases. Loan terms: Revolving business credit card; due date at least 25 days after the close of each billing cycle; no interest on purchases if the entire balance is paid by the due date each month; interest on cash advances and balance transfers from the transaction date; minimum interest charge $2.00; average daily balance (including new purchases). This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). Bureau pull varies by state: Experian (~50%), Equifax (~30%), TransUnion (~7%).