The AMERICA'S FIRST is a business credit card from AMERICA'S FIRST. The annual fee is no annual fees. The ongoing APR is 11.74% - 18%. Approval typically requires a credit score of 600 or higher. Rewards: 1.5% cash back on every purchase with no earning limit. Cash back: Does not offer a cash back rewards program. Typical credit limit: $500 – $50,000. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required).