The UNION CONGREGATIONAL is a business credit card from UNION CONGREGATIONAL. The annual fee is No Annual Fee. The ongoing APR is 13.99% after a 0.00% introductory rate for 6 months. Signup bonus: Spend $1000 in the first 90 days and receive 25,000 Points. Rewards: Reward Points. Cash back: Cash back rewards. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required).