World Elite — Card Assets (First Arkansas Bank & Trust)

World Elite — Card Assets (First Arkansas Bank & Trust) is a business credit card from Card Assets (First Arkansas Bank & Trust). The annual fee is $29 per card. The ongoing APR is 20.24% variable (after 0% intro for 6 billing cycles) after a 0% Introductory Rate introductory rate. Rewards: Everywhere Rewards World Elite: 1 point per $1 on qualifying purchases. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). Community bank card program via Card Services Center. Bureau pull data not publicly verified. Bureau pull varies by state: Experian (~50%), Equifax (~30%), TransUnion (~7%).

Sources & citations

• Rewards: https://cdn2.thecardservicescenter.com/documents/Rewards%20Biz%20WE_Read%20File.pdf (checked 2026-10-24)
• Apply link, Annual fee, Issuer, Product name, Underwriter: https://app.thecardservicescenter.com/SelectionBusiness/index/3830 (checked 2026-10-23)
• Intro APR, APR, Intro APR length: https://cdn2.thecardservicescenter.com/documents/Business-WE_Disclosures_7.2022_v8.pdf (checked 2026-10-24)
• Underwriter: https://app.thecardservicescenter.com
• Credit bureau: https://www.doctorofcredit.com/which-credit-bureau-does-each-card-issuer-pull/
• Sign-up bonus, Business bureaus, Personal guarantee, Credit bureau, Foreign transaction fee: https://app.thecardservicescenter.com/SelectionPersonal/index/3830 (checked 2026-04-28)
• Personal credit check, Reports to personal credit: https://www.doctorofcredit.com/which-business-credit-cards-report/
• Reports to personal credit: https://www.doctorofcredit.com/which-business-credit-cards-report-to-the-personal-credit-bureaus/ (checked 2026-04-25)