Platinum Payback — Card Assets (First Arkansas Bank & Trust)
Platinum Payback — Card Assets (First Arkansas Bank & Trust) is a business credit card from Card Assets (First Arkansas Bank & Trust). Application typically pulls a hard report from Experian. The annual fee is No Annual Fee. The ongoing APR is 20.24% variable (after 0% intro for 6 billing cycles) after a 0% Introductory Rate introductory rate for 6 months. Rewards: Everywhere Rewards Payback: 1 point per $1 spent; points redeemable for cash back, fuel discounts and more. Cash back: 1.5 pts/$1 (≈1.5% cash back). This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). Community bank card program via Card Services Center. Bureau pull data not publicly verified. Bureau pull varies by state: Experian (~50%), Equifax (~30%), TransUnion (~7%).