The Wilson Bank & Trust is a business credit card from Wilson Bank & Trust. The annual fee is No annual fee. The ongoing APR is Fixed Rate of 17.99% APR. Rewards: Earn points to use toward travel, merchandise, gift cards and more with uChoose Rewards; Mastercard Easy Savings rebates (registration required). Cash back: 1 point for every dollar spent on qualifying purchases. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). Bureau pull varies by state: Experian (~50%), Equifax (~30%), TransUnion (~7%).