The Plains Commerce Bank is a business credit card from Plains Commerce Bank. The annual fee is no annual fee. The ongoing APR is variable APR, currently Prime +5.74% to Prime +13.74% APR applies, based on creditworthiness after a 0% INTRO APR on purchases and balance transfers for the first 6 months introductory rate for 6 months. Signup bonus: $50 cash back bonus after spending $1,000 in the first 90 days. Rewards: Earn 1% cash back rewards on everyday purchases; no limit to the cash back you can earn. Cash back: 3% on travel and dining, 2% on gasoline. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required).