The The First National Bank in Sioux Falls is a business credit card from The First National Bank in Sioux Falls. The annual fee is $0. The ongoing APR is 18.24% - 26.24% Variable. Approval typically requires a credit score of Good (670+) or higher. Rewards: Rewards. Typical credit limit: $5,000 - $50,000. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). Bureau pull varies by state: Experian (~50%), Equifax (~30%), TransUnion (~7%).