The People’s Credit Union is a business credit card from People’s Credit Union. The annual fee is $0. The ongoing APR is 6.75% - 18.00% after a 0.00% introductory rate for 12 months. Approval typically requires a credit score of 700 or higher. Rewards: Earn rewards Turn your spending into rewards with points for everyday purchases. Cash back: 1.50x points on all purchases. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required).