The United Federal Credit Union is a business credit card from United Federal Credit Union. The annual fee is $0. The ongoing APR is 18.00%-18.00% APR after a 0% APR introductory rate for 12 months. Signup bonus: $100 cash rewards. Rewards: up to 1.5% cash rewards. Typical credit limit: $200 – $50,000. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). Primary bureau pull: Equifax per community data. Accessible via free ACC membership (American Consumer Council).