The American Heritage Credit Union is a business credit card from American Heritage Credit Union. The annual fee is $0. The ongoing APR is Prime Rate + 7.74%, variable with the market based on the Prime Rate after a 0% APR introductory rate for 9 months. Signup bonus: $500 cash rewards (statement credit) when you make $5,000 or more in net purchases within 90 days of account opening; account open and in good standing; limit 1 per account. Rewards: 1.5% cash back on all purchases. Cash back: Cash back on purchases. Typical credit limit: $300 - $25,000. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required).