The Oregon Pacific Bank is a business credit card from Oregon Pacific Bank. The annual fee is $79. The ongoing APR is Wall Street Prime Rate + 10.00%. Rewards: 1% cash back on qualifying purchases, up to $100,000 annually; cash advances, balance transfers and fees do not qualify. Cash back: 1% cash back. Loan terms: Revolving business credit card; due date at least 25 days after the close of each billing cycle; no interest on purchases if the entire balance is paid by the due date each month; interest on cash advances and balance transfers from the transaction date; minimum interest charge $2.00. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). Bureau pull varies by state: Experian (~50%), Equifax (~30%), TransUnion (~7%).