The SKY is a business credit card from SKY. The annual fee is $0. The ongoing APR is Wall Street Prime Rate +10.00% after a 0% introductory rate for 7 months. Rewards: No Cash Back Rewards. Cash back: 1% cash back on all qualifying purchases with no cap. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). Bureau pull varies by state: Experian (~50%), Equifax (~30%), TransUnion (~7%).