The Blue Sky Bank is a business credit card from Blue Sky Bank. The annual fee is $0. The ongoing APR is Wall Street Prime Rate +12.00% after a 0% introductory rate for 7 months. Rewards: No rewards: the Cash Back program does not apply to Business Platinum accounts. Cash back: 1% cash back on all qualifying purchases with no cap. Loan terms: Revolving business credit card; due date at least 25 days after the close of each billing cycle; no interest on purchases if the entire balance is paid by the due date each month; minimum interest charge $2.00. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). Bureau pull varies by state: Experian (~50%), Equifax (~30%), TransUnion (~7%).