The The First National Bank and Trust Co., Chickasha, Oklahoma is a business credit card from The First National Bank and Trust Co., Chickasha, Oklahoma. Application typically pulls a hard report from Experian. The annual fee is $0 annual fee.. The ongoing APR is 16.74% – 26.74% APR will apply. after a 0% Intro APR for 6 months on purchases and balance transfers. introductory rate for 6 months. Rewards: Earn one point per dollar on all net purchases.. Cash back: 1% cash back on all net purchases, every day. Minimum annual revenue: greater than $7 million. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). Application rules: Chase 5/24: Chase will not approve any new card application — personal or business — if you have opened 5 or more credit cards from any issuer in the past 24 months. Business cards from Chase, Amex, and Capital One generally do NOT count toward the 5/24 total because they don't report to personal bureaus..