The MEMBERS FINANCIAL is a business credit card from MEMBERS FINANCIAL. The annual fee is None. The ongoing APR is 11.49% APR to 17.49% APR after a 0.00% APR introductory rate for 18 months. Approval typically requires a credit score of 600 or higher. Signup bonus: $300 cash back with $3000 in purchases made in the first 90 days. Rewards: 1% cash back for Visa Platinum with Rewards, 1.5% cash back for Visa Signature. Cash back: 1% cash back on shopping, dining, travel, groceries, and everything you buy. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required).