The The Andover Bank is a business credit card from The Andover Bank. Application typically pulls a hard report from Experian. The annual fee is No annual fee*. The ongoing APR is Rewards Platinum APRs are currently between 17.24% and 27.24%, Platinum Edition APRs are currently between 15.24% and 25.24%, and Cash Rewards Platinum APRs are currently between 18.24% and 27.49%. after a 0% Intro Annual Percentage Rate applies to purchases and balance transfers for the first 12 billing cycles after account opening. introductory rate for 12 months. Approval typically requires a credit score of Good (670+) or higher. Rewards: earn cash back, rewards points, or travel rewards each time you use your card.. Cash back: cash back, rewards points, or travel rewards each time you use your card. Typical credit limit: $5,000 - $50,000. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). Processed by TCM Bank (ICBA). Primary bureau pull is Experian per myFICO community reports (https://ficoforums.myfico.com/t5/Credit-Cards/TCM-Bank-credit-cards-any-thoughts/td-p/6303273). TCM Bank is a subsidiary of ICBA Payments serving 750+ community banks and 530K+ customers. State-by-state breakdown estimated based on similar community bank processors — no crowdsourced state-level data exists for TCM specifically.