The RBC Bank (Georgia), N.A., a subsidiary of Royal Bank of Canada is a business credit card from RBC Bank (Georgia), N.A., a subsidiary of Royal Bank of Canada. The annual fee is $0. The ongoing APR is 9.99% - 16.74% Variable after a 0% introductory rate for 6 months. Rewards: 1 Avion point for every dollar spent. Cash back: 1% cash back. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required).