The Community Bank of Mississippi is a business credit card from Community Bank of Mississippi. Application typically pulls a hard report from Experian. The annual fee is $0 for Standard Card; $49 for Preferred Points Rewards Card. The ongoing APR is 16.99%–25.99% for Low Rate; 20.99%–25.99% for Rewards; 18.99%–27.99% for Real Rewards after a 0% introductory rate for 18 months. Rewards: cash back, rewards. Cash back: 1.5% cash back for Real Rewards Card. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required).