The My Kind of Bank is a business credit card from My Kind of Bank. The annual fee is $0. The ongoing APR is 11.99% (Platinum Visa, "for Platinum Visa Checking") after a 0% introductory APR on purchases and balance transfers for 6 months introductory rate for 6 months. Rewards: 1.5 points for every dollar of net purchases (no limit on points earned). Loan terms: Revolving business credit card; pay within 25 days after each statement closing date either the full new balance or a minimum payment of $25.00 or 2% of the New Balance (rounded up), whichever is greater, plus interest charges, late fees and past-due amounts; no interest on purchases if the entire balance is paid by the due date each month; average daily balance method. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required).